
	Don't forget to factor in closing costs when considering a home sale or purchase. Irina Nisenzon is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (609) 332-8409 if your needs include a real estate pro experienced in the business side of buying and selling.

Expected closing costs

There are certain typical costs linked to closing the sale of a house. These costs are often split between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in New Jersey to help lead you through your deal.

Loan-related closing costs (Click here for more information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually paid (Click here for more information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Click here for more information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your transaction, not only will I work to get the optimal sales price, but I'll also advocate for lower closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you are informed of exactly where your money is going.

Buyers: If you're buying a house in Camden County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not surprised when you reach the closing table. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates that seem questionable.